We’ve compiled a list of our favorite apps, tools, courses, and other resources for folks like us who want to get their financial lives in order. We get commissions for purchases and signups made through links in this post. We choose products carefully and recommend only those we believe are helpful and provide value. Learn More

You Need a Budget

You Need a Budget is budgeting software that is easy to use, but powerful. If you have issues with overspending or you just don’t know where your money goes every month, YNAB is a great solution.

YNAB costs $84 a year or $11.99 a month if you pay monthly. You don’t need a credit card to sign up and you’ll get another free month if you subscribe through my link.

πŸ‘‰ Sign up for a 34 day Free Trial of YNAB Here


Ibotta is a smartphone app that allows you to get cash back on groceries and other purchases, both offline and online. It’s simple to use and a great alternative to clipping coupons. Use my referral code eeyraol and you’ll get $10 for signing up.

πŸ‘‰ Sign up for Ibotta and get $10


With the Drop app, you don’t have to scan and upload any of your receipts. First, link a credit or debit card to your account. Then whenever you make purchases at certain stores or restaurants, you get cash back automatically.

πŸ‘‰ Sign up for Drop and Start Earning Right Away

Rakuten (formerly Ebates)

Rakuten is a website that gives you cash back for shopping online. Before you make any online purchase, check Rakuten to see if there are any cash back offers available at your favorite websites. If there are, click the links on the Rakuten website and shop as you normally would.

πŸ‘‰ Sign up for Rakuten to get an Extra $10 After You Make Your First Purchase


Dosh is another app that gives you cash back automatically when you make a purchase at a participating retailer or website using a credit card you register with the app. It works with debit cards, but you must choose the credit option rather than debit when you’re checking out to get your cash back.

πŸ‘‰ Grab the Dosh App Today for Automatic Cash Back features tons of printable and paperless coupons for your favorite products. You can add electronic coupons to your store loyalty card or print them out and take them with you when you go shopping. Don’t forget to checkout this post for a list of companies you can contact to get free grocery coupons sent to you.

πŸ‘‰ Go to for Free Printable Coupons


You can use Groupon to get discounts on all kinds of things. Restaurants, stores, and service providers in your area offer special discounts via Groupon. You can get great deals you won’t find anywhere else.

πŸ‘‰ Check out Groupon for Hot Deals in Your Area


Swagbucks is an online rewards program that allows you to earn Swagbucks for filling out surveys, watching videos, searching the web, playing games, shopping online, and more. You can exchange your Swagbucks for gift cards or cash via PayPal.

πŸ‘‰ Sign Up for Swagbucks Now and Get a $10 Bonus


Need a way to sell your used cell phones, games, DVDs, or textbooks that isn’t sketchy like Craigslist or labor intensive like having a garage sale? If so, Decluttr might be the perfect solution.

You can get an instant quote and a free shipping label via the Decluttr website. Once your used item is received, you’ll get paid the next day via direct deposit, PayPal or check.

πŸ‘‰ Click Here to Sell Your Unwanted Stuff


MyPoints is a popular rewards website that’s been around since the mid-1990s. You can get points for shopping online, taking surveys, watching videos, playing games, and more. You can redeem your points for gift cards or cash.

πŸ‘‰ Sign Up Now and Earn a $10 Amazon Card with Your First Purchase

Proofread Anywhere

If you love to read and are detail oriented, turn that passion into a moneymaking venture by offering your proofreading services. You’ll help people like Jerry who are horrible at proofreading and can charge $20 – $30 per hour. Learn how to start a proofreading business at the link below or check out this post for more opportunities to make money reading books.

πŸ‘‰ Click Here for a Free Proofreading Workshop and Learn How to Get Started


Udemy is an online education platform with hundreds of courses available on all kinds of topics. You can take classes to upgrade your skills or learn new ones in several areas including coding, marketing, cooking, dance, and much more.

πŸ‘‰ Check Out Udemy to Learn Something New


If you’re married or have dependents, you probably need life insurance. Bestow offers term life insurance with no medical exams or paperwork. You can get a free quote in minutes.

πŸ‘‰ Get a Free Life Insurance Quote Here


Stash has no minimum investment to get started and no monthly minimum balance requirement. It’s a nice little app if you’re new to investing or don’t have a lot of money to open a more traditional account. The fee for the Beginner plan is only $1 a month.

πŸ‘‰ Use This Link and Get $20 to Start Investing


Check out Acorns if you want to get started with investing but don’t have the time or the money to meet large minimum investment requirements. Acorns connects with your accounts and rounds up all your transactions to the nearest dollar. For a fee of $1 per month, they put the difference into an investment portfolio you choose.

πŸ‘‰ Get $5 Free and Start Investing Your Spare Change


Digit is an app that helps you save money for a rainy day or a specific goal like a vacation. Once you connect Digit to your checking account, the app analyzes your spending and automatically transfers money from your bank account to your Digit account. A monthly subscription costs $5 and can be canceled anytime.

πŸ‘‰ Sign Up Now and Get $5 Added to Your Account

Keeper Tax

Keeper Tax is a tax saving bot for self-employed freelancers, contractors, and other gig workers. Keeper Tax monitors your accounts and finds tax write-offs you’re eligible for among your purchases.

They’ll track all your business expenses for $24 a month and you can file your taxes with Keeper Tax at the end of the year. The average 1099 worker finds $1,249 in extra savings.

πŸ‘‰ Click Here to Get Your First 30 Days Free