Spend Less Money

Living below your means is one of the keys to achieving your financial goals. Spending less money than you make and finding ways to cut expenses will free up cash to put toward the things that matter most. If you want to break the paycheck to paycheck cycle, we share our very best tips for spending less money here.

Latest Articles in Spend Less Money

List of things to stop buying to save money.

45 Things to Stop Buying to Save Money

We're all guilty of spending money unnecessarily at times. But little money leaks, especially the ones you repeat, really add up. If you want to cut back on spending and have more money for your goals, take a look at this list. See if you find anything you can eliminate.

How To Save Money on a Low Income.

27 Smart Ways To Save Money on a Low Income

It's hard to put money aside when you're struggling to get by on a low income. But there are ways to save money regardless of what you make. The important thing is to just start saving. Forget about the dollar amount and get in the habit of saving something every paycheck.

A piggy bank for saving the money these frugal living tips with a big impact will save you.

42 Practical Frugal Living Tips to Save Money

If you want to save money, get out of debt, cut down on spending, and reach your financial goals faster, frugal living can help you do all of that. If you're looking for some practical frugal living tips to help you get started living a more frugal lifestyle, check out this list.

You might struggle to live below your means like this woman.

How to Start Living Below Your Means

Living below your means is the key to financial success. If you don't spend less money than you make, you're destined to struggle financially. But how do you get there? In order to live below your means, you might have to make lifestyle changes, cut spending or earn more money.

Man comparing two green apples in the supermarket.

68 Cheap Foods to Buy When You’re Broke

Shopping for groceries when you're on a tight budget is a huge challenge. The cost of food keeps going up and supermarkets make it really easy to overspend. Fortunately, it is possible to find reasonably priced, reasonably healthy food at the grocery store for pennies a serving.

A white Toyota Avalon, one of the longest lasting cars.

The Top 20 Longest-Lasting Cars

Owning an unreliable car is frustrating and expensive. Maintenance and repairs will drain your patience and your wallet. Before you go looking for a new or used vehicle, check out this list of the 20 longest-lasting cars.

Woman lighting money on fire and spending on the biggest wastes of money.

The 41 Biggest Wastes of Money

Cutting wasteful spending can put money back in your pocket to use on financial goals and other important things in your life. You can cut out little things like greeting cards and premium gas as well as bigger wastes like insurance you don't need and buying a new car.

Man with no money in his wallet who needs to learn some good money habits fast.

11 Good Money Habits: The Best Money Habits to Start Building

Some of your money habits, good or bad, have probably been ingrained for years. Every time you spend money or make a financial decision, you're reinforcing a money habit. If you're struggling financially, build new habits. Learn which habits to adopt to turn your finances around.

Cheap rental cars available in an agency parking lot

The Cheapest Way to Rent Cars

Getting a good deal on a rental car is hard. With many rental car companies to choose from and all the hidden fees, it can be hard to know if you are really getting a good price on your car rental. Here are our best tips to help you stop overpaying and find cheap rental cars.

How to spend less money on groceries.

16 Ways To Spend Less Money on Groceries

We all have to eat. That means we all have to spend money on food. But how you shop for food has a big impact on your grocery expenses. If you need to lower your grocery spending to stay on budget, these tips will give you some ideas for saving money on groceries.

Woman going through financial struggles and having no money.

Tired of Struggling Financially? Sick of Being Broke? Do This

If you're tired of struggling financially or sick of being broke all the time, there is some good news. You should realize it doesn't have to be a permanent condition. There are several steps you can take if you're sick of having no money to fix it.

Red envelope with money in it for doing the 100 envelope challenge.

How To Do the 100 Envelope Challenge: Save $5,050 in 100 Days

The 100 envelope challenge is a popular money saving challenge that went viral on TikTok. Many claim that it's a great way to save a lot of money quickly. But is it? We take a look at how to do the 100 envelope challenge and figure out whether it's all it's cracked up to be.

Woman on the shore of a lake raising her arms above her head.

The Top 10 Benefits of Frugal Living

Being frugal might seem overly restrictive, especially if you're used to spending without a care and not tracking your expenses. But frugality offers many benefits that can help you live a simpler life and reach your financial goals. Here are the top benefits of frugal living.

Couple examining their bills.

15 Reasons Why You Can’t Save Money

Saving money is important for your financial future, but it's not easy. If you feel like you can't save money consistently or at all, this article will help you figure out so you can make some changes and increase your savings. Here are 15 reasons you're not saving money.

Cheap person counting money unaware of the difference between being cheap and being frugal.

Frugal vs Cheap: The Difference Between Frugal and Cheap

Frugal people and cheap people both want to save money. How they go about doing that is quite different. Cheap people only care about price. The frugal person spends money wisely and uses price as just one of multiple factors that determine whether to buy something or not.

Person fanning out money.

18 Most Dangerous Money Myths

Wading through all the information about personal finance shared online is confusing and often contradictory. There is no shortage of myths about money that could be damaging to your financial health. We separate the truth from some dangerous money myths you may have run across.

Multiple meals in black plastic meal prep containers.

How To Start Meal Prepping To Save Money

As the cost of groceries rises, finding ways to stretch your grocery dollars gets tougher. Meal prepping is one good way to spend less on food. By planning and preparing your meals in advance, you'll stay within your grocery budget and free up time during the week.

Woman pushing a shopping cart inside a bargain outlet grocery store.

The 11 Best Places to Grocery Shop on a Budget

With food prices and inflation rising, staying within your grocery budget is hard. Finding the best places to grocery shop on a budget near you is a good way to save money on food shopping. Check out this list of cheap grocery stores that offer the lowest prices on groceries.

A nickel for the 365 day nickel challenge.

Save $3,379.75 With the 365 Day Nickel Challenge

If you're looking for a fun way to build a new saving habit while building up your savings account balance at the same time, give the nickel savings challenge a try. You'll save money every day and you can start with just a single nickel.

Woman setting SMART financial goals in a notebook.

How to Create SMART Financial Goals (with Examples)

Setting financial goals is the first step toward reaching financial freedom. But when you don't make your goals clear or realistic, you're more likely to fail. SMART goals can help. Learn how to set SMART money goals and make steady progress toward a bright financial future.

Woman with tons of shopping bags who has never heard the expression think before you buy.

20 Questions to Ask Yourself Before You Buy Something

Some products seem like a good idea in the moment, but end up collecting dust in the basement. If you've ever come across clothes with the tags still on or items you've only used once and put back in the box, here are some questions to ask yourself before buying something.

A simple meat and vegetable dish, an example of how to do keto on a tight budget.

15 Tips for Doing Keto on a Budget

Doing keto on a budget is possible, but it does take some planning and smart shopping. Many people buy expensive cuts of meat, exotic ingredients, and supplements, but it doesn't have to be that way. You can follow the keto diet with low cost common ingredients.

Holding a 100 dollar bill after learning how to aggressively save money.

How to Aggressively Save Money

There are several reasons to pursue an aggressive savings strategy. Maybe you want to reach your financial goals faster or maybe you're just not where you want to be in terms of the money you have set aside. Learn how to aggressively save money with these 16 tips.

Woman saving money with the 52 week savings challenge.

How To Do the 52-Week Money Challenge and Save $1,378

If you're looking to build the habit of saving and set aside almost $1,400 in one year, the 52 week savings challenge might be right for you. It's a simple and straightforward money challenge you can start with just one dollar. Learn how to do the 52 week money challenge here.

Red piggy bank for saving 5000 in 6 months.

How to Save $5,000 in 6 Months

Saving $5,000 in just six months is a tall order for many people. That doesn't mean it's not possible. You might have to change your spending habits, find ways to increase your income, or both. But it can be done with a budget, some determination and a full commitment.

Person learning how to reduce housing costs.

23 Ways to Reduce Housing Costs

It doesn't matter whether you rent or own. Housing costs are expensive and unavoidable. If you're a renter, if you're thinking about buying a house, or if you currently own your own home, there are several ways you can lower your housing expenses.

Woman with piggy bank preparing for a no spend challenge.

Stop Spending for 30 Days: How To Do a No-Spend Challenge

If you've been overspending lately or you just want to save some money quickly, a no spend challenge might be just the thing to get your bank balance back up. Use the money you save to pay down debt, start an emergency fund, or make faster progress on one of your financial goals.

Packaged beef on display at supermarket.

How to Save Money on Meat: 21 Ways to Spend Less on Meats

If you eat meat, it probably takes up a large percentage of your grocery budget. Thankfully, there are plenty of ways to lower your spending on meat without sacrificing taste, quality, or your favorite recipes. Get my best tips for saving money on meat here.

Piggy bank illustrating the importance of saving money.

19 Reasons Why Saving Money Is Important

The importance of saving money cannot be overstated. Having money in the bank opens up a lot of opportunities and allows you to avoid a lot of problems. There's also the freedom you enjoy when money problems are a thing of the past. Freedom you just don't have without savings.

Is the keto diet expensive?

Is the Keto Diet Expensive?

Popular keto foods can be expensive, but none of them are required. There are plenty of ways to do the keto diet on a budget. If you are on a tight budget or are looking to trim your grocery spending, you can still do the keto diet.