Personal Finance Web Stories

We publish web stories on a variety of personal finance topics including budgeting, frugal living, money management, side hustles, and investing.

Latest Personal Finance Stories

Using the debt snowball to pay off debt.

How To Use the Debt Snowball Method To Get Out of Debt

The debt snowball method is a debt repayment strategy that focuses on paying off your smallest debt balance first while making minimum payments on other debts. See if the debt snowball works for you.

Retired couple sitting in a hammock on a beach.

11 States That Don’t Tax Retirement Income

States differ in the way they treat retirement income for tax purposes. That's why it's important to choose which state you retire in carefully. Here are 11 states that don't tax retirement income.

Mortgage broker handing pen to client to sign mortgage papers.

What Is a Mortgage Rate Buydown?

With a mortgage rate buydown, you can get a lower interest rate on your mortgage by paying more money upfront. Learn what a mortgage buydown is, how it works, and whether it's right for you.

IRS 1040 tax forms for 2023 on a desk.

Best Free Tax Filing Options for 2023: File Taxes for Free

This year, taxes are due on April 18. To get your tax returns done on time, you want to use tax software, but you don't want to pay too much. Here are the best options for free tax filing in 2023.

Woman at her desk staring to her right.

Why Can’t I Save Money? 5 Possible Reasons Why

Do you look at your bank balance and ask, Why can't I save money? Once you figure out why you’re not saving and make changes, you can start saving. Here are some possible reasons you can't save money.

US tax forms and a cup of coffee on a desk.

The 2022 and 2023 US Federal Tax Brackets

Every year, the IRS announces new tax brackets that determine your tax rate for the upcoming year. There are seven tax brackets. Here are the 2022 and 2023 tax brackets for US taxpayers.

Upset person looking at their laptop screen.

How To Use the Debt Avalanche Method To Pay Off Debt

If you are struggling to pay off debt, you might want to try the debt avalanche method. The debt avalanche helps you pay off debt more effectively by focusing on the most expensive debts first.

Calculator on top of a stack of financial records used to create a zero-based budgeting.

How To Create a Zero-Based Budget

Zero-based budgeting gives every dollar a job, meaning every dollar of your income is assigned to a budget category. A zero-based budget can help you reach your financial goals and avoid debt.

5 eggs stacked on a table during the 2023 egg shortage.

Why Is There an Egg Shortage in the US?

Why are egg prices so high? There is an egg shortage in the US driving the price of eggs near me and everywhere else through the roof. Find out the reason anhow long the egg shortage might last.

Setting up a budgeting envelopes system with cash and a white envelope.

The Envelope Budget System for Beginners

The envelope budgeting system is a good way to prevent overspending, stop impulse buying, and avoid going into debt. Learn how to get started with this guide to the envelope system for beginners.

Recession proof jobs for 2023.

Recession Proof Jobs for 2023

You've probably seen the news about a recession and mass layoffs happening at several big companies. You might be wondering how safe your job is. Here is a list of recession proof jobs in 2023.

Broke and sick of having no money.

Sick of Having No Money? Do These 7 Things!

If you are sick of having no money, there are several things you can do to change that. Here are some tips to help you take control of your money if you're tired of struggling financially.

Are meal kits worth it?

Are Meal Kits Worth It?

Meal kits are a convenient way to make healthy meals at home. But they cost more than buying the items yourself. Are meal kits worth it? Here's what to consider before you buy a meal kit subscription.

What is paying yourself first?

What Does Pay Yourself First Mean?

Paying yourself first is an important concept if you want to save money and build wealth. Learn what pay yourself first means and how to pay yourself first so you can reach your financial goals.

Person reading Forbes magazine.

How To Get Rich With a Normal Job

Many people believe you have to be an entrepreneur to get rich or you can't build wealth with a regular job. Not true. You can become wealthy working a 9 to 5. Learn how to get rich with a normal job.

Person finishing the 52 week money challenge.

The 52 Week Money Saving Challenge

The 52 week challenge is a money saving challenge where you start with $1 and increase your savings amount by one dollar each week. When you finish the challenge, you'll have $1,378.

Should I get a second job?

Should I Get a Second Job?

The extra cash from working two jobs can get you out of debt, fix your finances, and build your savings faster. But there is a lot to consider before getting a second job while working full-time.

How to save money fast.

How To Save Money Fast

Do you want to save money fast? Maybe you have trouble saving money, have an emergency, want to reach your goals faster, or want a financial cushion. Here are some tips for saving money fast.

Low cost side hustle ideas.

6 Low Cost Side Hustles

There are plenty of cheap side hustles to make money. Don't let a lack of cash stop you from starting. Check out this list of low cost side hustle ideas that cost less than $100 to start.

How to budget money with the 50/30/20 rule.

How To Budget With the 50/30/20 Rule

The 50/30/20 rule is a simple way to budget with only three spending categories. If you don't have a budget or want to get your finances under control, learn how to budget with the 50/30/20 rule.

Doing the 100 envelope challenge

Save $5,050 in 100 Days With the 100 Envelope Challenge

The 100 envelope challenge is a money saving challenge that allows you to save $5,050 in 100 days. It's not the easiest money challenge, but it will help you save money fast if you can do it.

How to start a YouTube channel without showing your face or being on camera.

Start a YouTube Channel Without Showing Your Face

If you want to be a YouTuber, but don't want to be on camera, there are many types of channels you can run without appearing on camera. Learn how to start a YouTube channel without showing your face.

You might struggle to live below your means like this woman.

How To Live Below Your Means

Living below your means is the key to financial success. But how do you get there? In order to live below your means, you might have to make lifestyle changes, cut spending, or make more money.


Why Is Budgeting Important?

Budgeting is important because it helps you track your spending, save money, and reach your goals. A budget also helps you make good financial decisions, get out of debt, and prepare for emergencies.

Tips for Selling on Poshmark

Tips for Selling on Poshmark

If you list quality items, take good photos, participate in the community, and provide great customer service, you can make money on Poshmark. Here are the best tips for selling on Poshmark.

Dave Ramsey emergency fund advice.

Dave Ramsey’s Advice on Emergency Funds

Dave Ramsey has advice on emergency funds. Here's how much money Dave Ramsey says you should have in your emergency fund, where to keep it, what else you should do, and how to start saving.

5 Household Budget Methods for Money Management

5 Budgeting Methods for Managing Your Money

There are many different ways to budget your money, but there is no one best way that works for everybody. If you don't like budgeting or don't know where to start, check out these budget methods.

How much rent you should pay your parents.

How Much Rent You Should Pay Your Parents

If you're an adult living with your parents, you should pay rent. How much rent you should pay your parents depends on their cost of living and your financial situation. Work it out with your parents.

How to ask for a raise at work

How to Ask for a Raise

Learning how to ask for a raise confidently and professionally is a skill that will serve you well for your entire career and increase your lifetime earnings. Learn how to get a raise in this story.

First time home buyer holding key to new house.

How Much House Can I Afford Based on My Income?

If you're asking how much house can I afford based on my income, there is more to it than just your income. Find out how much house you can afford before you go house hunting or mortgage shopping.