Latest Personal Finance Stories
How To Use the Debt Snowball Method To Get Out of Debt
The debt snowball method is a debt repayment strategy that focuses on paying off your smallest debt balance first while making minimum payments on other debts. See if the debt snowball works for you.
11 States That Don’t Tax Retirement Income
States differ in the way they treat retirement income for tax purposes. That's why it's important to choose which state you retire in carefully. Here are 11 states that don't tax retirement income.
What Is a Mortgage Rate Buydown?
With a mortgage rate buydown, you can get a lower interest rate on your mortgage by paying more money upfront. Learn what a mortgage buydown is, how it works, and whether it's right for you.
Best Free Tax Filing Options for 2023: File Taxes for Free
This year, taxes are due on April 18. To get your tax returns done on time, you want to use tax software, but you don't want to pay too much. Here are the best options for free tax filing in 2023.
Why Can’t I Save Money? 5 Possible Reasons Why
Do you look at your bank balance and ask, Why can't I save money? Once you figure out why you’re not saving and make changes, you can start saving. Here are some possible reasons you can't save money.
The 2022 and 2023 US Federal Tax Brackets
Every year, the IRS announces new tax brackets that determine your tax rate for the upcoming year. There are seven tax brackets. Here are the 2022 and 2023 tax brackets for US taxpayers.
How To Use the Debt Avalanche Method To Pay Off Debt
If you are struggling to pay off debt, you might want to try the debt avalanche method. The debt avalanche helps you pay off debt more effectively by focusing on the most expensive debts first.
How To Create a Zero-Based Budget
Zero-based budgeting gives every dollar a job, meaning every dollar of your income is assigned to a budget category. A zero-based budget can help you reach your financial goals and avoid debt.
Why Is There an Egg Shortage in the US?
Why are egg prices so high? There is an egg shortage in the US driving the price of eggs near me and everywhere else through the roof. Find out the reason anhow long the egg shortage might last.
The Envelope Budget System for Beginners
The envelope budgeting system is a good way to prevent overspending, stop impulse buying, and avoid going into debt. Learn how to get started with this guide to the envelope system for beginners.
Recession Proof Jobs for 2023
You've probably seen the news about a recession and mass layoffs happening at several big companies. You might be wondering how safe your job is. Here is a list of recession proof jobs in 2023.
Sick of Having No Money? Do These 7 Things!
If you are sick of having no money, there are several things you can do to change that. Here are some tips to help you take control of your money if you're tired of struggling financially.
Are Meal Kits Worth It?
Meal kits are a convenient way to make healthy meals at home. But they cost more than buying the items yourself. Are meal kits worth it? Here's what to consider before you buy a meal kit subscription.
What Does Pay Yourself First Mean?
Paying yourself first is an important concept if you want to save money and build wealth. Learn what pay yourself first means and how to pay yourself first so you can reach your financial goals.
How To Get Rich With a Normal Job
Many people believe you have to be an entrepreneur to get rich or you can't build wealth with a regular job. Not true. You can become wealthy working a 9 to 5. Learn how to get rich with a normal job.
The 52 Week Money Saving Challenge
The 52 week challenge is a money saving challenge where you start with $1 and increase your savings amount by one dollar each week. When you finish the challenge, you'll have $1,378.
Should I Get a Second Job?
The extra cash from working two jobs can get you out of debt, fix your finances, and build your savings faster. But there is a lot to consider before getting a second job while working full-time.
How To Save Money Fast
Do you want to save money fast? Maybe you have trouble saving money, have an emergency, want to reach your goals faster, or want a financial cushion. Here are some tips for saving money fast.
6 Low Cost Side Hustles
There are plenty of cheap side hustles to make money. Don't let a lack of cash stop you from starting. Check out this list of low cost side hustle ideas that cost less than $100 to start.
How To Budget With the 50/30/20 Rule
The 50/30/20 rule is a simple way to budget with only three spending categories. If you don't have a budget or want to get your finances under control, learn how to budget with the 50/30/20 rule.
Save $5,050 in 100 Days With the 100 Envelope Challenge
The 100 envelope challenge is a money saving challenge that allows you to save $5,050 in 100 days. It's not the easiest money challenge, but it will help you save money fast if you can do it.
Start a YouTube Channel Without Showing Your Face
If you want to be a YouTuber, but don't want to be on camera, there are many types of channels you can run without appearing on camera. Learn how to start a YouTube channel without showing your face.
How To Live Below Your Means
Living below your means is the key to financial success. But how do you get there? In order to live below your means, you might have to make lifestyle changes, cut spending, or make more money.
Why Is Budgeting Important?
Budgeting is important because it helps you track your spending, save money, and reach your goals. A budget also helps you make good financial decisions, get out of debt, and prepare for emergencies.
Tips for Selling on Poshmark
If you list quality items, take good photos, participate in the community, and provide great customer service, you can make money on Poshmark. Here are the best tips for selling on Poshmark.
Dave Ramsey’s Advice on Emergency Funds
Dave Ramsey has advice on emergency funds. Here's how much money Dave Ramsey says you should have in your emergency fund, where to keep it, what else you should do, and how to start saving.
5 Budgeting Methods for Managing Your Money
There are many different ways to budget your money, but there is no one best way that works for everybody. If you don't like budgeting or don't know where to start, check out these budget methods.
How Much Rent You Should Pay Your Parents
If you're an adult living with your parents, you should pay rent. How much rent you should pay your parents depends on their cost of living and your financial situation. Work it out with your parents.
How to Ask for a Raise
Learning how to ask for a raise confidently and professionally is a skill that will serve you well for your entire career and increase your lifetime earnings. Learn how to get a raise in this story.
How Much House Can I Afford Based on My Income?
If you're asking how much house can I afford based on my income, there is more to it than just your income. Find out how much house you can afford before you go house hunting or mortgage shopping.
