How Much Should I Budget for Food?
Everyone has to eat. That's why it's easy to justify overspending at the supermarket and eating in restaurants multiple times a week. If you're setting up a budget for the first time or if you're looking to lower your monthly expenses , you might be asking yourself how much you should spend on food. We have the answer and example numbers here.
Is $40,000 a Good Salary?
If you've been looking for or been offered a job with a starting salary of $40,000 a year, you might be wondering if that's a good salary or not. That really depends on a number of factors including where you live, what your finances currently look like, and your lifestyle. Learn whether $40k is good for you and what you can do to make the most of it.
Why Is Budgeting Important?
Budgeting is the one thing that can improve everyone's financial future. But if you've never set and followed a budget before or if you think your finances are in OK shape, you might be questioning the importance of having a budget. No matter how good or how bad you're finances look right now, budgeting is a key part of reaching your goals and avoiding money problems.
Is a Second Job Worth It?
If you're having trouble making ends meet or you're feeling a lot of financial stress, then getting a second job can help relieve the burden. The extra money might go a long way toward solving your money woes. But working two jobs is not without some drawbacks. Learn how to decide if working two jobs is worth it for you.
How to Get One Month Ahead On Bills
By getting a month ahead on your bills, this month you're spending what you earned last month. In addition to having all your bills covered before you get them, you'll feel so much less financial stress. You'll also free yourself up to focus on short term and long term financial goals. But how do you get ahead on your bills? Learn how here.
How to Do a No Spend Challenge Successfully
If you've been on a spending spree lately or if you just want to save a bunch of money quickly, a no spend challenge might be just the thing to get your bank balance heading in the right direction. You can use the money you save to pay down debt, start an emergency fund, or make faster progress on one of your financial goals. Learn how to crush a no spend challenge here.
The Half Payment Method for Budgeting Your Money
Making enough money to pay all your bills, but still feeling broke for half the month is a terrible feeling. Because many of us are in a situation where we get more bills during the first half of the month and fewer in the second half, that's exactly what we go through every month. The half payment method is a way to end that and stop living paycheck to paycheck.
20 Side Hustles with Low Startup Costs (Under $100)
Don't think it takes a lot of money to start a side business. It doesn't. In fact, there are plenty of side hustles you can start right now for less than $100 if you have a computer or a car. Don't let a lack of funds prevent you from starting a lucrative side hustle to earn extra money.
Three Paycheck Months in 2020 & 2021 + What to Do With Your Third Check
Getting paid biweekly means twice a year you'll get three paychecks in a single month instead of two. Find out when those months are this year and learn a simple budgeting trick that will free up that "extra" third paycheck.
Is Buying Coffee a Waste of Money and Making You Poor?
It's become quite fashionable among personal finance experts and boomers to bash millennials for buying coffee drinks and avocado toast. Coffee shamers say these indulgences are the reason you're broke or unable to buy a home. You might've also heard that you can get rich if you quit buying coffee and invest that money. Let's do the math and separate fact from fiction.
Hello There and Welcome!
Hi I'm Sara! My husband Jerry and I are on a mission to earn more, spend less, get out of debt, retire early, and enjoy life. We want to help you do the same. Learn more →