Creating a budget is one of the best things you can do to meet your financial goals whether you're struggling financially or not. But if you've never created a budget before, the idea of setting it up and following it religiously might make you shudder. It's really not that hard once you get started, though. Learn how to create your first budget and start a budget today!
Most people think that budgeting is just tracking your income and expenses. Yes, budgets do help you track your income and your spending. They can also get you out of debt, keep you living within your means, help you generate wealth, and more. Check out the many purposes budgets serve and why they're so important to your financial future.
If you've been living below your means, saying no to expensive things, and living frugally for quite some time, beware of frugal fatigue. You might feel like you're not making progress fast enough or you might just be sick of watching every dollar. Rather than ruining all your progress by splurging, learn how to fight frugal fatigue.
Having a garage sale is a good way to get rid of stuff you don't want or don't need. It's also a good way to make some extra cash. But to really make the most of your garage sale, you need a plan. Here is the playbook I've put together after having had many yard sales and garage sales over the years.
Setting a budget and sticking to it are hard! There are many different approaches to budgeting and there is no one best way. If you've never been good at budgeting or don't know where to start, have a look at these budget methods. You'll find at least one of these budgeting techniques will fit your lifestyle and be easier for you to stick to.
Getting paid biweekly means twice a year you'll get three paychecks in a single month instead of two. Find out when those months are this year and learn a simple budgeting trick that will free up that "extra" third paycheck.
Following a ketogenic diet isn't always easy. It can be expensive as well. The good news is that it is possible to do keto without busting your grocery budget. I've compiled my favorite low cost keto dinner recipes into this one post. I'm sure you'll find a few keto friendly recipes you'll love.
If you can speak more than one language and are looking for a good side hustle that could possibly lead to a new career, take a look at freelance translation. There's plenty of work available and you can get started from home.
Making your own dog treats might sound crazy if you've never done it before, but you'll save money, you can use only the best quality ingredients, and your dog will thank you with wet, slobbery kisses.
Making money reading books might be the ideal side hustle for book lovers. Some of the ideas in this post make for a fun and interesting side gig. Others could lead to a thriving business complete with a full time income. If you love to read, check out these ideas to turn that passion into cash.
Hi I'm Sara! My husband Jerry and I are on a mission to earn more, spend less, get out of debt, retire early, and enjoy life to the fullest. We want to help you do the same. Learn more →