Woman counting money trying to get one month ahead on bills

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How to Get One Month Ahead On Bills

By getting a month ahead on your bills, this month you're spending what you earned last month. In addition to having all your bills covered before you get them, you'll feel so much less financial stress. You'll also free yourself up to focus on short term and long term financial goals. But how do you get ahead on your bills? Learn how here.

How to Crush a No Spend Challenge

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How to Do a No Spend Challenge Successfully

If you've been on a spending spree lately or if you just want to save a bunch of money quickly, a no spend challenge might be just the thing to get your bank balance heading in the right direction. You can use the money you save to pay down debt, start an emergency fund, or make faster progress on one of your financial goals. Learn how to crush a no spend challenge here.

Woman using the half payment method and a calculator to do her budget

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The Half Payment Method for Budgeting Your Money

Making enough money to pay all your bills, but still feeling broke for half the month is a terrible feeling. Because many of us are in a situation where we get more bills during the first half of the month and fewer in the second half, that's exactly what we go through every month. The half payment method is a way to end that and stop living paycheck to paycheck.

Woman Looking for Side Hustles with Low Startup Costs

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20 Side Hustles with Low Startup Costs (Under $100)

Don't think it takes a lot of money to start a side business. It doesn't. In fact, there are plenty of side hustles you can start right now for less than $100 if you have a computer or a car. Don't let a lack of funds prevent you from starting a lucrative side hustle to earn extra money.

Getting paid biweekly on Fridays

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Three Paycheck Months in 2020 & 2021 + What to Do With Your Third Check

Getting paid biweekly means twice a year you'll get three paychecks in a single month instead of two. Find out when those months are this year and learn a simple budgeting trick that will free up that "extra" third paycheck.

An Expensive Looking Latte

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Is Buying Coffee a Waste of Money and Making You Poor?

It's become quite fashionable among personal finance experts and boomers to bash millennials for buying coffee drinks and avocado toast. Coffee shamers say these indulgences are the reason you're broke or unable to buy a home. You might've also heard that you can get rich if you quit buying coffee and invest that money. Let's do the math and separate fact from fiction.

The Difference Between Frugal and Cheap

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Frugal vs Cheap – What’s the Difference?

Frugal people and cheap people both want to save money. How they go about doing that is quite different. Cheap people only care about price. The frugal person uses price as just one of multiple factors that determine whether to spend money or not. Frugality is about spending money wisely and getting the most value. It's not about getting the lowest price.

Creating Your First Budget to Save Money and Cut Spending

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How to Create Your First Budget in 4 Simple Steps

Creating a budget is one of the best things you can do to meet your financial goals whether you're struggling financially or not. But if you've never created a budget before, the idea of setting it up and following it religiously might make you shudder. It's really not that hard once you get started, though. Learn how to create your first budget and start a budget today!

Learn What the Purpose of Budgeting is and why It's Important

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The Purpose of a Budget and Why Budgeting is Important

Most people think that budgeting is just tracking your income and expenses. Yes, budgets do help you track your income and your spending. They can also get you out of debt, keep you living within your means, help you generate wealth, and more. Check out the many purposes budgets serve and why they're so important to your financial future.

Frugal fatigue sets in when you've been living on a strict budget for some time.

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Frugal Fatigue – What It Is and How to Fight It

If you've been living below your means, saying no to expensive things, and living frugally for quite some time, beware of frugal fatigue. You might feel like you're not making progress fast enough or you might just be sick of watching every dollar. Rather than ruining all your progress by splurging, learn how to fight frugal fatigue.


Hello There and Welcome!

Welcome to Kinda Frugal

Hi I'm Sara! My husband Jerry and I are on a mission to earn more, spend less, get out of debt, retire early, and enjoy life. We want to help you do the same. Learn more →