Our website address is https://www.kindafrugal.com. This Privacy Policy describes how we collect, use, and disclose information from users of our Site. This Privacy Policy does not apply to other websites, applications, products, or services that display or link to different privacy statements. In the event of a conflict or inconsistency between this Privacy Policy and a privacy policy for such website, application, product, or service, the latter controls.
User Consent
By submitting information through our Site, you agree to the terms of this Privacy Policy and you expressly consent to the collection, use, and disclosure of your information in accordance with this Privacy Policy, as amended from time to time.
Types of Data We Collect
We collect and store the information you provide to us through your use of the Site, including:
- We may collect information from you, such as your first name, last name, and email address when you sign up to receive our emails and downloadable files.
- We may collect information from you, such as your first name, last name, email, password, and other profile information when you create an account to log in to our platforms (an “Account”). We may also retain other information on your behalf, such as files that you store using your Account.
- If you provide us with feedback or contact us via email, we will collect your name and email address, as well as any other content included in the email, in order to send you a reply.
- When you participate in one of our surveys, we may collect additional profile information.
- When you leave a comment on one of our articles, we collect your name, email address, website URL, and comment as well as your IP address and browser user agent string to help spam detection.
- When leaving a comment, an anonymized string created from your email address (also called a hash) may be provided to the Gravatar service to see if you are using it. The Gravatar service privacy policy is available here: https://automattic.com/privacy/. After approval of your comment, your profile picture is visible to the public in the context of your comment.
Cookies and Web Beacons
To make our Site more useful to you, we may automatically collect information from you as you browse our Site, including your browser type, operating system, Internet Protocol (IP) address (a number that is automatically assigned to your computer when you use the Internet, which may vary from session to session), domain name, referring URL, and/or a date/time stamp for your visit.
We also use cookies, web beacons, and URL information to gather information regarding the date and time of your visit and the information for which you searched and which you viewed. “Cookies” are small pieces of information that a website stores on your computer’s hard drive while you are viewing a website.
We may use both session cookies (which expire once you close your web browser) and persistent cookies (which stay on your computer until you delete them) to provide you with a more personal and interactive experience on our Site. Persistent cookies can be removed by following your Internet browser’s help file directions.
Web beacons are electronic images that may be used on our Sites and in our emails. We use web beacons to deliver cookies, count visits, understand usage, and to tell if an email has been opened and acted upon. We also use cookies and related technologies such as web beacons to better understand your needs, remember your preferences, and to provide targeted advertising.
You may opt in to tracking using cookies via the banner presented on the Site on your first visit. Declining cookies will not affect the functionality of the Site for you.
Data Retention
Personal information will be processed and stored for as long as required by the purpose for which it has been collected. Personal information collected for the purposes of our legitimate interests as outlined in this policy shall be retained as long as needed to fulfill such purposes.
We may be allowed to retain your personal information for a longer period whenever you have given consent to such processing, as long as such consent is not withdrawn. Furthermore, we may be obliged to retain your personal information for a longer period whenever required to do so for the performance of a legal obligation or upon order of an authority.
Once the retention period expires, your personal information will be deleted. The right to withdraw consent to data collection cannot be enforced after expiration of the retention period.
If you leave a comment, the comment and its metadata are retained indefinitely. This is so we can recognize and approve any follow-up comments automatically instead of holding them in a moderation queue.
For users that register on our website (if any), we also store the personal information they provide in their user profile. All users can see, edit, or delete their personal information at any time (except they cannot change their username). Website administrators can also see and edit that information.
Third Party Data Collection
Third parties that provide us with analytics or other services for the Site may also collect some of the information described above, including, IP address, access times, browser type and language, pages and products viewed, device type, device identifiers, and Wi-Fi information. Please consult individual applications’ or products’ privacy policies for more information on data collection, use, and sharing.
Other third parties, including advertisers, ad measurement services, and ad networks, may also collect information about you through the Site, including information about your online activities over time and across different websites, devices, online channels, and applications when you use our services. These third parties may use web beacons or cookies on our Site. Third party vendors, including Google and Facebook, use cookies to serve ads based on a user’s prior visits to our Site or other websites.
Third Party Services We Use
We use a number of third party services on our Site to enhance your experience, serve advertising, and measure how users interact with our Site. The following third party services are in use on our Site:
Advertising: Google AdSense
- Data Collection: Cookies and Usage Data
- Privacy Policy Link: Google
Google’s use of advertising cookies enables it and its partners to serve ads to our users based on their visit to our Site and/or other sites on the Internet. You may opt out of personalized advertising by visiting Ads Settings.
Analytics: Google Analytics and Facebook conversion tracking
Email Newsletter: Aweber
- Data Collection: Email address submitted by user. User must confirm intent to subscribe.
- Privacy Policy Link: Aweber
Your information is stored at the email service provider that delivers the www.kindafrugal.com newsletter, currently Aweber.com. Your information can only be accessed by those who help manage our email list in order to deliver email to those who have signed up for and confirmed their subscription to our mailing list.
All of the newsletters or emails that are sent to you by www.kindafrugal.com include an unsubscribe link. You can remove yourself at any time from our mailing list by clicking on the unsubscribe link included in every communication that we send you.
Remarketing and Behavioral Targeting: Facebook Remarketing
Social Media Networks: Pinterest, Facebook, and Twitter
Tag Management: Google Tag Manager
- Data Collection: Cookies and Usage Data
- Privacy Policy Link: Google
If you wish to not have this information used for the purpose of serving you targeted ads on third party websites, you may opt-out as indicated below. Please note this does not necessarily opt you out of being delivered advertising. You may continue to receive generic rather than interest-based ads.
You can opt out of the DoubleClick cookie by visiting the Google advertising opt-out page. You can opt out of Google Analytics by visiting the Google Analytics opt-out page. Google has additional information available about their Remarketing Privacy Guidelines and Restrictions.
You can view a list of other third party service providers who collect information, and/or opt-out of such collection of information about you, by visiting http://www.networkadvertising.org/choices/ or http://www.aboutads.info/choices/.
This Privacy Policy does not apply to the activities, including cookies and web beacons, of these third parties when they are collecting or using data for their own purposes or on behalf of others. Please consult the respective privacy policies and statements of such third parties for more information, including how Google uses data when you use its partners’ sites.
If you would like more information about certain advertising practices and your choices about preventing this information from being used by these companies, visit http://www.networkadvertising.org/consumer/opt_out.asp.
How We Use Your Data
We may use your information to:
- Respond to your comments or questions and to provide customer service;
- Operate and improve our Site, operations, processes, and systems;
- Improve the quality of your experience when you interact with our Site;
- Derive demographic information about our Site users;
- Understand you and your preferences to improve your experience using our Site;
- Provide services you request and services relevant to you;
- Protect against, investigate, and deter fraudulent, unauthorized, or illegal activity;
- Send newsletters, surveys, offers, and other promotional materials related to our Site and for other marketing purposes if you have provided an email to us for this purpose.
Creation of Aggregate Data
We may also create depersonalized or aggregate data records by excluding or changing information that makes the information personally identifiable to you. We use this data for a variety of purposes, such as to analyze request and usage patterns so we can enhance the content of our Site and improve Site functionality.
Disclosure of Your Personal Information
We share your information as described in this Privacy Policy.
- With your consent: We may share your personal information with your consent or, if required by law, with appropriate notice to and consent of your parent or guardian, if applicable.
- Third party service providers: We may share your personal information with third-party service providers who need access to your information to do work for us, such as to host our Site on third-party servers; to conduct quality assurance testing and data analytics on our Site; and to provide technical support and crash analytics for the same.
- Company restructuring: We may share your personal information in connection with or during negotiation of any merger, financing, acquisition, bankruptcy, dissolution, transaction, or proceeding involving the sale, transfer, divestiture or disclosure of all or a portion of our assets or business to another company. In such an event, this Privacy Policy will continue to apply to your information, and any such third party would only be able to handle your personal information as per this Privacy Policy (unless you give consent to a new policy).
- Other circumstances: We may disclose personal information (i) in connection with any legal investigation; (ii) to comply with relevant laws or to respond to legal process served on us; (iii) to protect or defend our rights or property, our agents, or users of the Site; (iv) to investigate or assist in preventing any violation or potential violation of the law, this Privacy Policy, or our Terms of Use; and/or (v) in an emergency to protect the personal safety of any person.
We may also share aggregated, depersonalized, or statistical information with third parties in compliance with applicable local laws.
Your Choices Regarding Your Data
You have several choices regarding the collection, use, and sharing of your information on our Site.
- Marketing emails. If you provide an email through your use of the Site, we may periodically send you newsletters and emails. When you receive newsletters or promotional communications from us, you will have the opportunity to “opt-out” by following the unsubscribe instructions provided in the email you receive or by contacting us directly.
- Non-marketing emails. Despite your indicated email preferences, we may send you non-marketing, service-related communication, including replies to your inquiries and notices of any updates to our Privacy Policy.
- Tracking. We may not recognize or respond to every type of “do not track” signal or other mechanisms that provide consumers the ability to exercise choice regarding the collection of information about an individual consumer’s online activities over time and across third-party websites or online services, but we give you certain choices about how we collect personally identifiable information as described in this Privacy Policy.
- Cookies. You have certain choices about the use of the cookies described above. Some web browsers are set to accept cookies by default. If you prefer, you can usually set your browser to remove cookies and to reject cookies.
- Accessing or Deleting Your Personal Information. You may request access to or deletion of your child’s or your personal information, if applicable, by contacting us.
Data Security
Your privacy matters to us. We are committed to taking reasonable steps to protect your personal information in an effort to prevent loss, misuse, and unauthorized access, disclosure, alteration, and destruction.
Your Rights as a Site User
- You may exercise certain rights regarding the storage and use of your personal information.
- You may withdraw your consent at any time.
- You may have your personal information deleted or otherwise removed.
- You may lodge a complaint. You have the right to bring a claim before your competent supervisory authority, subject to applicable law.
Any requests to exercise your rights can be directed to us via the contact details provided below. These requests can be exercised free of charge and will be addressed by us as soon as possible and always within one month.
Contact Information
We welcome your comments or questions regarding this Privacy Policy. Please contact us at: P.O. Box 691, Duluth, GA 30096 or via our contact page.
Changes to Our Privacy Policy
This Privacy Policy is subject to occasional revision. If we make any changes to this Privacy Policy, we will change the “Last Updated” date below.
Your Consent
By accessing this website, you are agreeing to be bound by the Site’s Privacy Policy. If you do not agree with any of these terms, you are prohibited from using or accessing this Site. If you have any questions, concerns, or feedback, please contact us.
Last Updated: April 1, 2020