About Us

KindaFrugal.com helps you earn more, spend less, and enjoy life without breaking the bank. We want to help you:

  • Stop living paycheck to paycheck
  • Earn more money
  • Save money on the things you buy
  • Get out of debt
  • Create and stick to a budget
  • Save for the future
  • Stop stressing about money
  • Meet your financial goals

If that sounds good to you, you’re in the right place.

We’re Sara and Jerry Graham

Jerry and Sara Graham a long time ago.

We’re passionate about helping others increase their income, spend money wisely, get out of debt, and break the paycheck-to-paycheck cycle.

Sara Graham is a frugal living and household budgeting expert. Her writing has appeared on MSN Money, The Good Men Project, Fairygodboss, and several other online publications. She is an HR professional by day, but more importantly, she is a wife and mom of two.

Jerry Graham is a certified personal finance geek with a penchant for side hustles and spreadsheets. He began his professional life in financial services before changing careers and entering the software business.

More About Us

We spent several years moving around the U.S. for work and other reasons, but have settled in the Atlanta area. We’re a family of 5, with Jerry’s very retired mom and 2 lazy shar-peis living with us now that we’ve put down roots.

We know what it’s like to struggle financially. To have no clue where all your money went at the end of the month. To be up to your ears in debt. To wonder how on earth you’re going to cover all your monthly living expenses, buy a home, pay for college, care for an elderly loved one, and retire comfortably.

Getting on and staying on the right path means reshaping the way we looked at money. No more spending money carelessly or without thinking.

We learned how to create a budget we can stick to. We built an emergency fund. We prioritized getting out of debt. We pay ourselves first and live below our means. We have multiple savings goals that get our attention and some of our money every month. We rarely pay full retail for the things we buy.

It wasn’t always that way. We started with less than nothing. We had a mountain of debt, poor spending habits, zero savings, and a lot of financial stress.

We hope to share our experiences as we work toward financial freedom and inspire you to reach your own financial goals.

Kinda Frugal in the News

We have been featured or referenced on the following websites:

If you have any questions, feedback, or tips, please contact us and let us know how we can help.