KindaFrugal.com helps you earn more, spend less, and enjoy life without breaking the bank. We want to help you:
If all that sounds good to you, you’re in the right place.
We know what it’s like to struggle financially. To have no clue where all your money went at the end of the month. To be up to your ears in debt. To wonder how on earth you’re going to cover all your monthly living expenses, buy a home, pay for college, care for an elderly loved one, and retire comfortably.
We’re not where we want to be yet. We still have a long way to go. But we’re on the right path.
Getting on and staying on the right path means reshaping the way we looked at money. No more spending money carelessly or without thinking.
We created a budget we can stick to. We built up an emergency fund. We prioritized getting out of debt. We pay ourselves first. We have multiple savings goals that get our attention and some of our money every month. We rarely pay full retail for the things we buy.
It wasn’t always that way. We started with less than nothing. We had a mountain of debt, poor spending habits, zero savings, and a lot of financial stress.
If we can do it, anyone can. It doesn’t matter where you’re starting from as long as you start. And we’re here to help you on your way to financial freedom.
“They’re kinda frugal.”
That’s what we imagine people whisper about us when we say no thank you to expensive coffee, the latest gadgets, gym memberships, and buying stuff that’s not on sale.
Aside from being mostly frugal, there isn’t anything special about us.
We live in Georgia. Our household numbers 5 including Jerry’s very retired mom. We also have 2 lazy but very lovable Shar Pei pups: Smoochie our darling little girl and Archie the newest addition to the family.
Sara’s background is in HR. She helps people get jobs and plan their careers. She makes her own cleaning products for pennies and refuses to pay full retail price for anything. Sara writes epic posts like these:
Jerry spent the first 5+ years of his career working in the mutual fund industry before going back to school for CIS. He works in the software business by day. He built our WordPress theme, keeps the site running smoothly, and serves as the hand model, guinea pig, and picture taker. Jerry hates debt, loves side hustling, and is into financial goals. He writes stuff like this:
We’re not financial professionals, advisers, or coaches. We have no certifications or finance related degrees.
What we know about money we learned mostly through trial and error aka The School of Hard Knocks. We looked at our spending, committed to making changes, took action, and we’re starting to see the results of our efforts.
We are personal finance enthusiasts dedicated to getting where we want to go. And we want to help you get where you’d like to go.
If you have any questions, feedback, or tips, please contact us and let us know how we can help.
Thanks for stopping in and taking the time to learn a little more about us!