Hey! I’m Andreas Jones and I am the founder of KindaFrugal.com. I’m passionate about all things personal finance, side hustles, making extra money, and lifestyle businesses. I have been featured in major publications such as Forbes, Entrepreneur On Fire, Lifehack.org, Influencive and Goalcast.
Everyone dreams of a fun, peaceful retirement traveling the world, visiting family and friends, and pursuing hobbies. But those dreams come with some serious financial and other worries. Here are the top retirement fears haunting Americans.
These self-love journal prompts are sure to bring out the inner appreciation and acceptance you have within. In a world…
There are seven tax brackets for most ordinary income for the 2022 and 2023 tax years. Your tax bracket depends on your taxable income and your filing status. Tax brackets determine your income tax rate for the tax year. Here are the tax brackets for 2023 and 2022 tax years.
Everyone has to eat. That’s why it’s easy to justify overspending at the supermarket and eating fast food multiple times a week. Food takes up a lot of your monthly budget so if you want to lower your monthly expenses, figuring out how to set up a food budget can keep costs down.
If you follow a zero-based budget, your income minus your expenses will equal zero at the end of the month. That means you need to plan where every dollar goes and give every dollar a job. It takes work, but it can be worth the effort if you need to get control of your finances.
If you’re looking for a fun way to build a new saving habit while building up your savings account balance at the same time, give the nickel savings challenge a try. You’ll save money every day and you can start with just a single nickel.
An emergency fund is part of a smart financial plan. Having cash set aside for emergencies saves you from credit card debt or taking out a loan. Having an emergency funds also relieves financial stress. You can rest assured you have money for unexpected expenses.
There are many different approaches to budgeting and there is no one best way. If you don’t like budgeting or don’t know where to start, check out these budget methods. You’ll find at least one budgeting technique that will fit your lifestyle and be easier for you to stick to.
Renting your stuff out to make extra money is something anyone can do right away with no startup costs and not much time or effort. People will pay good money to use things you already own. You can rent your possessions to make some quick money or as a long-term side hustle.
Creating a budget is one of the best things you can do to meet your financial goals whether you’re struggling financially or not. If you’ve never created a budget, the idea of budgeting might make you cringe. It’s really not that hard as you’re about to see.
Getting out of debt is not easy. It can be a struggle to keep up with your monthly bills and still make the minimum monthly payments on your credit cards and loans. Fortunately, there are plenty of ways to get out of debt quickly. Here are some strategies to get debt free fast.
There are several reasons to pursue an aggressive savings strategy. Maybe you want to reach your financial goals faster or maybe you’re just not where you want to be in terms of the money you have set aside. Learn how to aggressively save money with these 16 tips.
If you’re looking to build the habit of saving and set aside almost $1,400 in one year, the 52 week savings challenge might be right for you. It’s a simple and straightforward money challenge you can start with just one dollar. Learn how to do the 52 week money challenge here.
If you’ve never budgeted before or if you think your finances are in OK shape, you might be questioning the importance of having a budget. No matter how good or how bad you’re finances look right now, budgeting can help with reaching your goals and avoiding money problems.
Depression is a motivation destroyer. It can take you from ready to take on the world, to not being able…
Choosing the outfit for your first day at work can be both exciting and nerve-wracking. After all, a person’s style…
If you recently joined the American workforce, then you might start to wonder at some point how long should you…
If you were promoted recently to a managerial position and you have realized that you are not capable of handling…
Popular keto foods can be expensive, but none of them are required. There are plenty of ways to do the keto diet on a budget. If you are on a tight budget or are looking to trim your grocery spending, you can still do the keto diet.
Having money set aside in case of an emergency or unexpected expense is part of a solid financial plan. But it is possible to have too much money in your emergency savings. If you have too big of an emergency fund, you could be missing out on other opportunities.
If you’re new to freelancing, freelancing websites and online hiring platforms offer advantages over hustling for clients on your own. Freelance websites have thousands of jobs available and handle all the billing. Check out this list of the best sites for beginner freelancers.
Good excuses to leave work early are important to have in your back pocket in case of an emergency. Sometimes…
Poshmark is more than a thrift shop or marketplace for used clothes. It’s a fun social commerce platform with millions of users who love fashion. But can you make money selling clothes on Poshmark? You can! Poshmark makes a great side hustle or business for the right person.
If you’re worried your boss wants you to leave the job, you’re not alone. Your boss is the one person…
If your finances aren’t in the best shape and you’re not budgeting your money, it’s time to start. Budgeting can help you in so many ways regardless of your financial situation. It can get you out of debt, help you live within your means, and help you reach your goals.
If you have a talent for drawing and want to make some cash, there are plenty of opportunities to get paid to draw. You can use your drawing skills to freelance, sell your drawings on any of several online marketplaces, teach others how to draw, start your own website, and more.
Can you write a check to yourself? It used to be a common way to get cash or move money from one bank account to another. You might still be able to do it, but writing yourself a check is not the fastest or the best way to get spending money or fund another account.
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How to Declutter Paper Piles [The Easiest Way to Banish Them FOREVER!] You sit down at your desk (or kitchen…
YouTube TV offers live TV streaming with a big lineup of channels, unlimited cloud DVR, and enough premium add-ons to ensure you don’t miss your favorite shows. If you’re looking to get rid of cable, YouTube TV might be the answer. But is it worth the $64.99 monthly price tag?
Seasonal jobs are perfect for people who need temporary employment to earn money or to acquire some professional experience. Students…
So you just started a new job and you are a bit anxious because you are new. Don’t worry, every…
How do you feel about solving problems for consumers and keeping them happy about your company’s services(good career path) ?…
22 Affirmations to Tame Negative Self Talk by Your Inner Critic We are always talking to ourselves whether the inner…
45 Daily Powerful Positive Affirmations About Beauty In a world that often equates beauty with external appearances, it’s imperative to…
There are advantages and disadvantages to being a YouTuber. There is a lot to consider besides fame and money. Here is a detailed discussion of the pros and cons of starting a YouTube channel to help you decide if being a YouTuber is right for you.
8 Areas for Goal Setting to Build a Holistic Wealthy Life Goal setting is an important ingredient for living a…
Stop Absorbing People’s Energy: Learn 9 ways to avoid energy vampires Energy fields are all around us and each of…
33 Positive Affirmations For Work: Confidence, Performance Is your job driving you mad? Try these positive affirmations at work to…
How Will You Make Your Life More Meaningful There have been a lot of speculations and theories trying to explain…
Learn How To Stop Overthinking and Relax- Protect Your Mental Health Humans are blessed with a developed brain, which contributes…
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33 Positive Affirmations for Depression [Transform Your Mental Health and Life] If you’ve been in the self-help, self-care or mental…
Do you ever wonder if someone is sending you love? Here are 7 clear signs that someone is sending you…
If you’re new to Neville Goddard, you might be surprised to learn that he’s written a number of books. Neville…
Can you Manifest by Typing in your Notes App? {Explained} Are you wondering if it’s okay to type your manifestations?…
If you practice tithing, make a church donation, or put money in the offering plate, you might be wondering if tithing is tax deductible. Tithing is deductible, but there are rules and requirements. Learn how to claim tithes and church donations on your income taxes.
From my own experience irritable bowel syndrome symptoms can literally rule your life and impact every day-to-day activity you wish to do. Therefore I’ve put together a list of the most successful IBS treatments, from natural remedies, to diets to medication, so you can find your IBS cure!
Affirmations of self-compassion are an excellent way to start your day off on the right foot. They help you focus…
Why Do I Feel Like a Loser? 7 Ways to Get Rid of the Feeling You wake up in the…
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I have a bit of a love-hate relationship with setting goals where my blog is concerned. I love thinking and…
Amazonite is a mineral that can be found in a variety of environments. The Amazon River Basin in Brazil is…
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