When Ends Don’t Meet: 12 Reasons People are Forced to Adopt Smart Spending Habits

A frugal lifestyle is the way of life for millions of people — but how did they become so stingy? Why do so many dedicate their lives to saving money as often as possible? This question was posed in an online discussion recently, where real people gave honest feedback on why they became so frugal.

They Have No Choice

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Whether they don’t get paid enough or their lifestyle insists on it, countless people reveal they don’t have a choice! Frugal isn’t an option; for these people, it’s the only plan of attack, despite their best efforts and intentions.

Fear of Being Broke Again

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Many people who’ve dug themselves out of poverty or low-income situations have a prevailing fear that they’ll one day return to that lifestyle. It’s a harrowing prospect for millions of people, and their frugality comes from knowing where they came from — and hopefully prevent it from ever happening again.

The Desire to Travel More

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Traveling the world is an enticing proposition for anyone, and the easiest way to accomplish that specific goal is to be a little more frugal with your money! Unless they’re blessed with a high income, many people save as much as possible and put everything towards an unforgettable adventure.

Their Childhood

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Being frugal isn’t a skill you’re born with. It’s something you learn along the way. “I was poor, so I learned to be frugal,” says one man. “Then I got a well-paid job and kept being mostly frugal. Now I’m poor again and can still survive okay because I didn’t let my lifestyle creep out of control.”

It Makes Sense in the Current Economic Climate

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With inflation still at high levels and mortgage rates currently through the roof in 2023, it’s no surprise when people confess they’re riding this current negative wave of economic news.

“I’m frugal because I’m building a robust emergency fund,” says one man. “Life is highly unpredictable. The best case scenario is I have savings for a house if and when the market turns for the better for regular folk.”

It Leads to More Free Time

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It’s simple math: You’ll make less if you work less. So, naturally, this makes you more frugal, translating into more free time. “Free time is a big one for me,” admits one man.

“I see free time as just as valuable as extra money. It’s also good for my mental health to decompress instead of letting stress build up. Plus, planning for expenses lessens stress and allows you to take care of problems before they become unmanageable, out-of-pocket emergencies.”

A Fixed Income

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Whether they’re on a retirement income or are suffering from a disability, many people are on a fixed income. Being frugal isn’t an option for these people — it’s a way of life.

Spending Money Doesn’t Elicit Joy

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Interestingly, a small subset of frugal people blame their physiology. “I’m frugal mostly because I don’t get any enjoyment from spending money,” says one man.

“I do it because I have to, but it doesn’t trigger an endorphin and dopamine release like others. What triggers those feelings is learning new skills and fixing problems at a lower cost.”

I Don’t Make Enough Money By Choice

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Some people don’t want to work — it’s that simple. There’s nothing wrong with living paycheck to paycheck, especially if it means not having to work a job you despise.

Stuck in a Loop

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Many people confess they get stuck in a frugality loop where penny-pinching is necessary due to their lack of discipline. When they make a lot of money, they spend a lot — often getting themselves into debt, necessitating being frugal. Then, once their debts are paid off, it’s back to spending money. It’s genuinely a vicious cycle.

Only Frugal With Certain Things

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Some people are frugal only with certain purchases, mainly because it shores up extra money for the things they care about! “I’m frugal on most items to splurge on others. I’m not picky about cars, but I like a nice house.

I like to travel with some nice elements but mostly frugal,” reveals one woman. “I also have a medically fragile kid with an uncertain future, so I want plenty saved for her eventual possible needs. I don’t want to feel like my money was wasted.” Isn’t that what we all want?

Trying to Retire Early

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Every penny counts as far as retirement income goes, and countless people admit they’d love to retire early, and being frugal isn’t the simplest way to accomplish that goal. After all, a little bit of saving earlier in life goes a long way to financial freedom in retirement.



Seat Snatchers on the Rise! The Alarming New Trend of Brazen Traveler’s ‘Kidnapping’ Seats

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The dynamics of public travel are evolving, and not always for the better. A recent troubling trend, “seat kidnapping,” is making waves in the travel community. This audacious act sees travelers brazenly occupy seats not assigned to them. Through the eyes of travel writer Benet Wilson, let’s examine the shocking account of a seat kidnapping event and its subsequent implications. Seat Snatchers on the Rise! The Alarming New Trend of Brazen Traveler’s ‘Kidnapping’ Seats

Generation Gap on Wheels: 18 Classic Cars Boomers Love but Leave Millennials Scratching Their Heads

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There’s often a generational divide in appreciation for classic cars. Many baby boomers have a nostalgic fondness for certain vehicles that younger generations, particularly millennials, find hard to comprehend. These are the motorized time capsules, the rides that elicit sighs of nostalgia and stories from the past. These vehicles have stood the test of time, from muscle cars to luxury cruisers. Yet, their charm and historical significance often baffle millennials. Let’s explore 18 of these revered vehicles. Generation Gap on Wheels: 18 Classic Cars Boomers Love but Leave Millennials Scratching Their Heads

Be Assertive Without Swearing: 17 Profanity-Free Words That Command Attention

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In occasional emotional outbursts, we all stumble upon moments of colorful expletives – a release, if you will. However, the public sphere and the sanctum of our homes demand a more refined approach to language. It’s a universally prudent choice to sidestep the utilization of such explicit expressions. But then comes the intriguing conundrum: how can one replicate that raw emotional intensity without resorting to the familiar arsenal of expletives? Fear not, for we’ve compiled a selection of compelling alternatives that might do the trick for you. Be Assertive Without Swearing: 17 Profanity-Free Words That Command Attention

18 Myths You Thought Were True, But Science Says You’re An Idiot

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Misconceptions and myths abound in our world, often taking root in our collective consciousness despite being contrary to scientific evidence. Many beliefs persist simply because they’ve been passed down through generations, unchallenged, and accepted as fact. The reality, however, is quite different. Here, we debunk 18 popular myths that, despite their widespread acceptance, are flatly contradicted by scientific knowledge. 18 Myths You Thought Were True, But Science Says You’re An Idiot

15 Reasons No One Cares About Gen X


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Amidst the ongoing generational debate, the often-overlooked cohort of Gen X stands as a curious anomaly. Neither commanding the sensationalist headlines like the preceding Baby Boomers nor attaining the trendsetting status of the succeeding Millennials, Gen Xers exude a quiet yet captivating charm. This intriguing paradox prompts us to delve deeper into the factors that relegate them to the sidelines of discourse. Their preference for a more discreet existence might be a deliberate choice, allowing them to evade the relentless scrutiny accompanying the spotlight. This contemplative stance aligns with their desire for a life free from the excesses of constant attention. 15 Reasons No One Cares About Gen X